Making false statements to obtain a credit card is prohibited by law in Mississippi.  Mississippi Code Section 97-19-11 makes it illegal to “directly or indirectly” provide a “false statement in writing with intent that it be relied upon with respect to his identity or that of any other person, firm or corporation.”

In Mississippi, providing false information to obtain a credit card is a misdemeanor.  If convicted, a person is faces a sentence of six (6) months in jail and a fine of $1,000.00.

Mississippi Code Section 97-19-11 limits false statements to those regarding identity.   Other false statements such as those involving income, do not fall under this statute.  However, lying about such other matters to obtain a credit card may be illegal under other state and federal criminal statutes.  There are defenses to the charge of making false statements to obtain credit cards in Mississippi.