Maximize Your Car Accident Settlement with Kellum Law Firm, P.C.

After a car accident in Mississippi, dealing with medical bills, lost wages, and other expenses can quickly become overwhelming. However, if another driver was at fault, you have the right to seek compensation for your damages. To maximize your car accident settlement, it’s crucial to take strategic steps and work closely with an experienced attorney. At Kellum Law Firm, P.C., we understand what it takes to build a strong case and secure the compensation you deserve.

Steps to Maximize Your Car Accident Claim in Mississippi

1. Seek Immediate Medical Attention

The first and most important step in getting the most money for your car accident claim is to seek medical care right away. Even if you feel fine after the accident, some injuries, like whiplash or concussions, can take time to develop. By visiting a doctor promptly, you not only ensure your well-being but also document your injuries, which is vital for your claim. Medical records serve as essential evidence when negotiating with insurance companies or presenting your case in court.

Insurance adjusters often downplay claims where the victim delayed seeking medical attention, arguing that the injuries were not serious enough to warrant immediate care​.

 

2. Document the Accident Thoroughly

Proper documentation is critical to securing maximum compensation. This includes:

  • Taking photos of the accident scene, vehicle damage, and any visible injuries.
  • Collecting witness statements and their contact information.
  • Filing a police report, which creates an official record of the accident.

Detailed evidence will support your claim by proving the other driver’s negligence and showing the extent of your damages​.

 

3. Keep a Record of All Expenses

After a car accident, it’s important to track all expenses related to your injuries. This includes medical bills, prescription costs, rehabilitation expenses, and even the cost of transportation to and from medical appointments. If you miss work due to your injuries, make sure to document your lost wages. Additionally, keep records of any home modifications or assistive devices you may need due to your injuries.

The more detailed your records, the stronger your case will be when negotiating for a higher settlement​.

 

4. Don’t Settle Too Quickly

Insurance companies often try to offer a quick, low-ball settlement to accident victims. While it may be tempting to accept the offer, especially if you’re struggling with medical bills, it’s rarely in your best interest. Initial offers rarely account for the full extent of your damages, especially when future medical costs or long-term impacts on your earning capacity are considered.

Before accepting any settlement, consult with a personal injury attorney who can evaluate whether the offer is fair and help you negotiate for more compensation​.

 

5. Prove Liability

Proving the other driver was at fault is key to maximizing your settlement. Mississippi follows a “pure comparative negligence” rule, meaning your compensation will be reduced if you are partially at fault. For example, if you’re found to be 20% at fault for the accident, your compensation will be reduced by 20%.

Gathering solid evidence, such as traffic camera footage, witness statements, and expert testimonies, can help minimize your liability and increase the amount you can recover​.

 

6. Understand the Value of Non-Economic Damages

Economic damages, such as medical expenses and lost wages, are straightforward to calculate. However, non-economic damages like pain and suffering, emotional distress, and loss of enjoyment of life can be more challenging to quantify.

Non-economic damages are often where you can recover a significant portion of your settlement. An experienced attorney can help determine a fair value for these intangible losses, ensuring you receive compensation for the full impact of the accident on your life​.

 

7. Work with an Experienced Car Accident Lawyer

One of the most important steps to maximizing your settlement is hiring an experienced car accident lawyer. Attorneys know how to deal with insurance companies, handle the paperwork, and represent you in court if necessary. A skilled lawyer can also conduct an independent investigation, identify all liable parties, and assess the full extent of your damages.

At Kellum Law Firm, P.C., we have years of experience fighting for car accident victims in Mississippi. We work on a contingency fee basis, meaning you don’t pay unless we win your case​.


FAQs

How long do I have to file a car accident claim in Mississippi?

In Mississippi, the statute of limitations for filing a car accident claim is three years from the date of the accident. If you don’t file within this timeframe, you may lose your right to recover compensation. However, some factors, such as claims against government entities, may have different deadlines. It’s important to speak with an attorney as soon as possible to ensure you meet all deadlines​.

 

What should I do if the insurance company offers a settlement?

If the insurance company offers a settlement, it’s best to avoid accepting it right away. Initial offers are often low and may not account for the full extent of your injuries or future medical needs. Before agreeing to any settlement, consult with a personal injury lawyer who can review the offer and negotiate on your behalf​.

 

Can I still recover compensation if I was partially at fault for the accident?

Yes, Mississippi follows a comparative negligence rule. This means that even if you are partially at fault for the accident, you can still recover compensation. However, your settlement will be reduced by the percentage of fault assigned to you. For example, if you were 30% at fault and your damages totaled $100,000, your compensation would be reduced to $70,000​.

 

What types of damages can I recover in a car accident claim?

Car accident victims in Mississippi can recover both economic and non-economic damages. Economic damages include medical expenses, lost wages, and property damage. Non-economic damages cover pain and suffering, emotional distress, and loss of quality of life. In some cases, punitive damages may also be available if the other driver’s actions were particularly reckless​.

 

How can I prove that the other driver was at fault?

To prove that the other driver was at fault, you’ll need evidence such as police reports, witness statements, traffic camera footage, and accident reconstruction reports. An experienced attorney can help gather this evidence and build a strong case showing the other driver’s negligence​.

What should I avoid after a car accident?

After a car accident, avoid making statements to the other driver or admitting fault. Don’t post about the accident on social media, as insurance companies can use these posts against you. Finally, avoid accepting the first settlement offer from the insurance company before consulting with a lawyer​.

Call Us Today for Your FREE consultation

If you’ve been injured in a car accident, don’t settle for less than you deserve. Call Kellum Law Firm, P.C. today at (601) 969-2709 in Jackson or (601) 590-9000 in Port Gibson to schedule a free consultation and learn how we can help you maximize your car accident claim.

Protecting Your Legal Rights and Pursuing Compensation with Kellum Law Firm, P.C.

If you’ve been injured in a car accident in Jackson, Mississippi, hiring an attorney is one of the most critical steps you can take to ensure your rights are protected and that you receive fair compensation. Mississippi law allows accident victims to seek financial recovery for their medical expenses, lost wages, and other losses, but the legal process can be complex. Retaining a skilled attorney to represent you can help reduce stress and ensure you are positioned to secure the best possible outcome.

Here’s what you need to know about retaining an attorney for your car accident claim in Jackson and how Kellum Law Firm, P.C., can guide you through this process.

Why You Should Retain an Attorney After a Car Accident

Car accident claims often involve intricate legal and insurance-related matters, which can be difficult for someone unfamiliar with Mississippi law to navigate. There are several reasons why retaining an attorney can be beneficial:

  • Legal Knowledge: Mississippi has specific laws that affect how accident claims are handled. An attorney can apply these laws to your case, making sure every aspect is considered.
  • Dealing with Insurance Companies: Insurance adjusters may attempt to minimize or deny your claim. An experienced attorney knows how to counter these tactics and ensure you are treated fairly.
  • Building a Strong Case: Gathering evidence, working with experts, and presenting your claim in the best possible light can greatly impact the compensation you receive. Your attorney will have the resources to conduct thorough investigations and present persuasive arguments.
  • Statute of Limitations: In Mississippi, the statute of limitations for filing a personal injury claim is three years from the date of the accident. Missing this deadline means losing the right to pursue compensation, making it crucial to act quickly.
  • Peace of Mind: With an attorney handling the legal complexities, you can focus on your recovery while knowing your case is in capable hands.

Steps to Retain a Car Accident Attorney in Jackson, Mississippi

  1. Research Potential Attorneys

It’s essential to find an attorney who has experience handling car accident cases in Jackson and throughout Mississippi. When researching attorneys, look for those who have a strong track record of success in securing compensation for their clients. You’ll want someone who understands local laws, knows the courts, and is familiar with the tactics insurance companies use to try to avoid paying claims.

At Kellum Law Firm, P.C., our team has decades of experience representing clients injured in car accidents. We know how to build a case that maximizes your compensation, and we are ready to fight for your rights.

  1. Schedule a Free Consultation

Many personal injury attorneys, including those at Kellum Law Firm, P.C., offer free initial consultations. This consultation gives you the opportunity to discuss your case, ask questions, and get a sense of whether the attorney is a good fit for you.

During this meeting, you should provide as much information about the accident as possible, including police reports, medical records, and any communication with the insurance company. The attorney will assess the strength of your case and advise you on the next steps.

  1. Ask About the Attorney’s Fee Structure

Most car accident attorneys work on a contingency fee basis. This means that you won’t pay any attorney’s fees upfront. Instead, the attorney’s fees will come out of the settlement or verdict you receive. At Kellum Law Firm, P.C., we work on a contingency fee basis, which means you won’t owe us any money unless we recover compensation for you.

Make sure you fully understand how the attorney’s fees are calculated and what costs, such as court fees or expert witness fees, may be deducted from your final settlement.

  1. Understand the Attorney-Client Agreement

Once you’ve chosen an attorney, you’ll need to sign a representation agreement, also known as an attorney-client contract. This agreement outlines the attorney’s duties, how they will be compensated, and what you can expect throughout the process. Before signing, make sure you fully understand the terms and ask any questions you may have.

  1. Let Your Attorney Handle the Insurance Companies

After retaining an attorney, your lawyer will take over all communications with the insurance companies involved. This includes negotiating settlements, gathering evidence, and representing your interests in court, if necessary. Your attorney will guide you through the entire process and keep you updated on any developments in your case.

What to Expect During Your Car Accident Case

Once you’ve retained an attorney, the legal process will typically follow these steps:

  • Investigation: Your attorney will investigate the accident, gathering evidence such as police reports, witness statements, photos of the scene, and medical records.
  • Negotiation with Insurance Companies: The goal is often to reach a fair settlement with the insurance company. Your attorney will negotiate on your behalf, ensuring that all your damages, including medical bills, lost wages, and pain and suffering, are fully considered.
  • Filing a Lawsuit: If a fair settlement can’t be reached, your attorney may recommend filing a lawsuit. This involves taking your case to court, where a judge or jury will determine the outcome. Your attorney will represent you throughout the trial and present the strongest case possible.
  • Resolution: Whether through settlement or trial, your attorney will work to secure the best possible outcome for your claim.

MississipPi Car Accident Claim FAQs

What should I bring to my initial consultation with a car accident attorney?

It’s helpful to bring as much documentation as possible to your consultation. This may include the police report, medical records, bills related to your treatment, photographs from the accident scene, insurance information, and any correspondence you’ve had with insurance companies. These documents will help the attorney evaluate your case and provide you with informed advice.

How much does it cost to hire a car accident attorney in Mississippi?

Most car accident attorneys work on a contingency fee basis, meaning they only get paid if they recover compensation for you. The typical contingency fee is a percentage of the settlement or court award. At Kellum Law Firm, P.C., we work on a contingency fee basis, so there are no upfront costs to worry about.

How long do I have to file a car accident claim in Mississippi?

In Mississippi, the statute of limitations for filing a personal injury claim after a car accident is three years from the date of the accident. If you fail to file a lawsuit within this period, you may lose the right to seek compensation. It’s important to contact an attorney as soon as possible to ensure your claim is filed within the legal timeframe.

What compensation can I recover in a car accident claim?

You may be able to recover compensation for various types of damages, including medical bills, lost wages, property damage, pain and suffering, and emotional distress. The amount of compensation depends on the severity of your injuries, the circumstances of the accident, and the strength of your case. Your attorney will help calculate the full extent of your damages to ensure you receive fair compensation.

What happens if the insurance company denies my claim?

If the insurance company denies your claim, your attorney can help you challenge the denial. This may involve providing additional evidence, negotiating with the insurance company, or filing a lawsuit to seek compensation. An experienced attorney like those at Kellum Law Firm, P.C., can help you understand your options and fight for your rights.

Do I need an attorney if the other driver was clearly at fault?

Even if the other driver was clearly at fault, it’s still important to retain an attorney. Insurance companies may attempt to reduce the amount they pay by disputing the extent of your injuries or damages. An attorney will ensure that you receive fair compensation and that your rights are protected throughout the process.

What should I avoid after a car accident?

After a car accident, avoid making statements to the insurance company without first consulting an attorney. Anything you say could be used against you in your claim. Additionally, avoid settling too quickly. Insurance companies often offer low settlements initially, and an attorney can help negotiate a fairer amount.


Call Car Accident Attorney Bill Kellum For Your Free Consultation and Case Review!

If you’ve been injured in a car accident in Jackson, Mississippi, or anywhere in the state, it’s crucial to have legal representation on your side. At Kellum Law Firm, P.C., we are dedicated to helping you secure the compensation you deserve. Contact our Jackson office at (601) 969-2709 or our Port Gibson office at (601) 590-9000 to understand your legal rights and discuss your options today.

By Bill Kellum, Car Accident Attorney in Jackson, Mississippi

When involved in a car accident, understanding the types of compensation available to you is essential. As a Car Accident Attorney in Jackson, Mississippi, I have seen firsthand how compensation can provide significant relief to those affected by car accidents. This article will delve into the key types of compensation typically available in car accident cases: medical expenses, lost wages, and pain and suffering.

Medical Expenses: The Foundation of Your Claim

The most immediate and often the largest component of compensation is medical expenses. After a car accident, the costs of medical treatment can quickly become overwhelming. This compensation covers all medical-related costs resulting from the accident. It includes emergency room visits, hospitalization, surgeries, medication, physical therapy, and any ongoing medical treatments. It’s crucial to keep detailed records of all medical treatments and expenses, as they serve as the foundation for your claim. In Mississippi, the law allows you to claim these expenses, ensuring that you are not financially burdened by medical costs caused by someone else’s negligence.

Lost Wages: Recouping Lost Income

The second critical component of compensation is for lost wages. If your injuries prevent you from working, you can claim compensation for the income you’ve lost. This includes not only the wages you would have earned had you not been injured but also any lost earning capacity for the future. For instance, if your injuries prevent you from returning to your previous job or working the same number of hours, or if they hinder your career progression, you may be entitled to compensation for these losses. In Mississippi, the legal framework supports the recovery of lost wages, ensuring that victims of car accidents are not left in a precarious financial situation due to lost employment opportunities.

Pain and Suffering: Compensating Non-Economic Damages

The third type of compensation, and perhaps the most complex, is for pain and suffering. Unlike medical expenses and lost wages, pain and suffering compensation is not based on financial loss but on the physical and emotional distress caused by the accident. This can include compensation for physical pain, emotional trauma, loss of enjoyment of life, and mental anguish. In Mississippi, quantifying pain and suffering can be challenging, as it requires a thorough understanding of both the legal and medical aspects of your case. An experienced attorney can help in articulating and proving these damages, ensuring that the compensation reflects the true extent of your suffering.

Navigating the Path to Fair Compensation

Understanding these types of compensation is crucial when pursuing a car accident claim in Mississippi. Each type addresses a different aspect of the harm suffered and collectively, they aim to restore the victim to their pre-accident state as much as possible. It’s important to work with an attorney who can help navigate the complexities of these claims, ensuring that you receive fair and just compensation for all aspects of your loss. Remember, each case is unique, and the types and amounts of compensation available will vary based on the specifics of your situation.

FREE CONSULTATIONS OFFERED 24/7

Don’t hesitate to call us today at (601) 969-2709 to receive your free consultation with Jackson Car Accident Attorney Bill Kellum. He will evaluate your case and determine the best course of action to help you recover from your injuries and get your life back on track. We understand how difficult it can be to deal with the aftermath of an accident in Mississippi, and we are here to help. Call us today to speak with Jackson Auto Accident Bill Kellum and take the first step towards justice.

Kellum Law Firm, P.C.
1438 North State St.
Jackson, MS 39202
(601) 969-2709
DIRECTIONS

Kellum Law Firm, P.C.
617 Market St.
Port Gibson, MS 39150
(601) 590-9000
DIRECTIONS